Emily Guy Birken

About Emily Guy Birken

Emily Guy Birken is an award-winning writer, author, money coach, and retirement expert. Her four books include The Five Years Before You Retire, Choose Your Retirement, Making Social Security Work For You, and End Financial Stress Now.

47 Most-Trusted Money-Making Websites (No Investment Needed)

Today I want to explore the best money-making websites. There are very few of us who feel like we make enough money. Earning more can help you pay off debt, get on track for retirement, or you simply diversify your income sources. There are tons of apps and websites where you can start earning part-time […]

The Best Retirement Calculators for 2023 [Compare These 15 Tools]

You’re looking for the best retirement calculator to help you plan your retirement with confidence, right? Luckily, we’ve spent hours looking into the best ones available today and we’re back to share what we found. Some calculators are old and janky web 1.0 projects. Some are simply loss leaders for a brand to sell you […]

Get the Most from Your 2023 Mileage Tax Deduction

Do you drive for your job or business? Then you might be eligible for a mileage deduction. Here is an easy-to-understand guide to the IRS standard mileage deduction. Happy filing! In 2023, you can deduct 65.5 cents per mile driven for business uses. If you drive a lot, either for your business or for an […]

17 Ways to Rent Out Your Stuff for Extra Money

If you’re like me, you probably own plenty of things that you only use every once in a while. Whether you’ve got an empty bedroom, a collection of cocktail dresses, assorted athletic equipment, or a car that you only drive once or twice a week, you could be putting your stuff to work for you. […]

Best Automatic Savings (& Investing) Apps to Round Up Savings

Saving money has a lot in common with flossing: you know it’s important, professionals wag their fingers at you when they find out you’ve been neglecting it, and it seems like a major pain to get in the habit of doing. Luckily for reluctant savers, technology has come to the rescue in the form of […]

Best Identity Theft Protection Services

Identity theft is one of the modern age’s most pervasive and expensive financial problems. According to the 2018 Identity Fraud study released by Javelin Strategy & Research, $16.8 billion was stolen from 13.1 million American consumers in 2017. That’s up from the $15 billion frauders stole in 2015. The credit card and banking industries are […]

The Best Personal Finance Budget Software 2023

Managing your money is a complex skill, especially now that you no longer have to leave the house or even pull out your wallet in order to spend money. That’s why it is more important than ever for you to track spending and stick to a budget. But the old-school methods of budgeting can be […]

How to Invest Money: What You Need to Know to Get Started

Making investment decisions can be a scary and overwhelming process. We are constantly bombarded with conflicting information about the market. One moment everyone’s excited, and a few hours later they are all disappointed. We hear that investing is inherently risky, but also that it’s the clearest path to wealth. And then there’s the alphabet soup […]

Everything You Need to Know to Get Out of Debt

Debt is a vicious cycle, and once you’re stuck, it’s very difficult to get out. I signed up for my first two credit cards in college (you know, to get the free t-shirt). By the time I left college I had a decent amount of debt and two worn out t-shirts. I wasn’t paying this […]

How to Make Money Playing Video Games–and Manage Your Earnings!

Making money by playing your favorite video games sounds too good to be true. It may not be quite as unrealistic as receiving an inheritance from a Nigerian prince, but making money from playing video games does sound a little far-fetched. Your parents repeatedly told you so while you spent hours leveling up on weekends. […]

Self Employed? Here’s Everything You Need to Know About Disability Insurance

According to the Council for Disability Awareness (CDA), “over one in four of today’s 20-year-olds will become disabled before they retire” and the average length of disability is a frighteningly long 31.2 months. These statistics reflect the fact that illness, rather than injury, is the leading cause of long-term absence from work, accounting for 90% […]

Make Extra Cash Renting Out Your RV with RVShare and Outdoorsy

On our annual camping trip each year, my family is always impressed by the comfort and style of the RVs that share the national park sites with us. We sometimes wonder if purchasing an RV might be a good way to get the most out of our vacations. But we worry about what we’d do […]

Do You Need Insurance For Your Internet Business?

Killer internet business idea: check. Business plan: check. Domain name: check. Customer base: check. Insurance: ch…wait, what? For many internet business owners, internet business insurance is not one of their first (or even fifth) concerns. While no traditional small business owner—with stock to lose, a storefront to maintain, and payroll to meet—would consider operating without […]

Turn Your Passion for Personal Finance into a Business with Financial Coach Academy

  On my birthday this year, after enjoying several tasty beverages with my friends, I made a confession about my career. “I want to do some money coaching,” I told them, “but I don’t know where to start.” Luckily for me, my friend Jo took me seriously, even after we all sobered up. Several weeks […]

Fabric Life Insurance Review | Should You Use It?

  My husband and I purchased 20-year term life insurance policies several years ago. We had just welcomed our second son–and lost my father–the year before. Prior to my father’s death, my husband and I only carried the life insurance we were able to get through his workplace. His policy would replace one year’s worth […]

InboxDollars Review – Earn Money Taking Surveys (and More!)

I am a dedicated audiobook listener. I spend hours each week listening to mysteries, romances, sci-fi novels, and business books. Though I often multi-task during these audiobook jags, I’m also frequently just sitting on the couch or lazily completing a crossword puzzle while I listen. I started this review of InboxDollars because my audiobook time […]

How to Become a Postmates Driver

Important Note: Uber acquired Postmates and has discontinued their separate driver program. When you attempt to sign up for Postmates you will be redirected to Uber Eats. Until they complete the transition, we recommend you sign up for DoorDash as an alternative. When I was in college, I’d earn a little extra money before breaks […]

Invest in Real Estate for as Little as $1,000 [RealtyMogul Review]

Several years ago, my husband and I decided to add “real estate moguls” to our resumes. Homes in the small college town where we lived were affordable. Also, rental prices were high and we could count on graduate students as potential tenants. Buying a rental property seemed like an excellent way to grow our portfolio […]