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About Clint Proctor

Clint Proctor is the founder of the Wallet Wise Guy and a freelance writer. You can find his work at Business Insider, US News, Forbes, Yahoo Finance, Credit Karma, Student Loan Planner, and many other news sites and blogs.

The Ultimate Guide to Buying a Home

Several years ago, I finally settled down and decided to buy a home after spending 10 years as a renter (and living in 10 different places!). My wife and I were excited to finally have “our own place.” In retrospect, there were things I wish we would have known before we began shopping for a […]

Budgeting for Couples: The Complete Guide for Your Marriage

Budgeting for couples may require more effort and attention than budgeting on your own. But it’s a habit many couples desperately need to learn. A recent Magnify Money survey of over 1,000 Americans revealed some alarming facts about marriage and money. One in five couples who responded to the survey regretted combining finances with their […]

How to Do Payroll for Your Small Business [The Ultimate Guide]

Has your business grown to the point that it’s time to hire help? On one hand, that’s great news. But, on the other hand, payroll for small business owners adds another layer of complexity to the act of running your business. Most small business owners don’t have a background in HR, accounting, or bookkeeping. So […]

Our Vanguard Personal Advisor Services Review: Have a Human Advisor Review Your Plan

Since John Bogle founded Vanguard in 1975, they’ve become one of the most trusted companies in the investing industry. They have over 20 million clients and manage over $5 trillion in assets. Throughout their history, Vanguard has championed the idea that the average person can be a successful investor by implementing a buy and hold […]

SBA Loans: Everything You Need to Know

Notice: For COVID-19 related SBA loan information, see our coverage of the Paycheck Protection Program (PPP). Or for more coronavirus (COVID-19) SBA resources, skip to the bottom where we discuss the EIDL and SBA Debt Relief Programs. If you need funding for your small business, it’s hard to beat SBA loans. They come with favorable […]

How to Form an LLC in 10 Easy Steps

A Limited Liability Company (LLC) is one of the most popular business structures for businesses of all sizes. And that makes sense because there’s a lot to love about LLCs. When you form an LLC, your business becomes a formal separate entity, protecting your personal assets in the event of a lawsuit. An LLC can […]

7 Best Cheap Business Cell Phone Plans 2023

  Let’s look at the best cheap business cell phone plans available today. As a freelance writer, my “office” is wherever my laptop happens to be open. And my “business phone,” is the same phone that I use for personal phone calls and texts, or checking Facebook and Twitter–my cell phone. In my case, I […]

How to Make Money as a Social Media Consultant

I’m a freelance writer, and I enjoy my work, but I often wonder what it would be like to perform different services in my space. One online side hustle that seems interesting to me is social media consulting. I know of several people who are making significant part-time money by being a social media consultant […]